Super comparison

Best Performing Super Funds in Australia (2026)

Compare selected Australian super fund options by published 1-year and 10-year performance, category, and practical fit.

Returns checked: 22 June 2026

10-year performer

Hostplus

Balanced

1-year return

10.8%

10-year p.a.

8.3%

Best for

People comparing long-term balanced options with a strong published 10-year return history.

Watch out

Balanced options still hold growth assets, so short-term performance can move around.

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10-year performer

Australian Retirement Trust

Super Savings - Balanced

1-year return

—

10-year p.a.

8.4%

Best for

Members who want a large industry fund with strong long-term balanced-option performance.

Watch out

Check the exact product and option, because ART has several investment menus.

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10-year performer

AustralianSuper

Balanced

1-year return

—

10-year p.a.

8.2%

Best for

People who prefer a very large fund with broad investment options and long operating history.

Watch out

Do not compare only the headline balanced return; check fees, insurance and member services too.

Visit fund Check source

10-year performer

Cbus

Growth (MySuper)

1-year return

10.3%

10-year p.a.

7.8%

Best for

Members wanting a long-term top-quartile default option with heavy property and infrastructure exposure.

Watch out

Unlisted asset valuations smooth returns, and Cbus's administration has drawn regulator attention recently.

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Value award

UniSuper

Balanced

1-year return

10.3%

10-year p.a.

7.8%

Best for

Users who already track UniSuper and want a familiar fund with strong historical recognition.

Watch out

Eligibility, insurance defaults and investment option choice still matter.

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Value award

Aware Super

Future Saver - MySuper Lifecycle

1-year return

—

10-year p.a.

9.2%

Best for

People comparing lifecycle-style MySuper funds where the investment mix changes with age.

Watch out

Lifecycle products can be harder to compare against a single balanced option.

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Value award

HESTA

Balanced Growth

1-year return

9.4%

10-year p.a.

8.0%

Best for

Members comparing established balanced-growth options with strong value-award recognition.

Watch out

Check whether the investment option fits your age, risk tolerance and insurance needs.

Visit fund Check source

Value award

Rest

Growth

1-year return

9.6%

10-year p.a.

6.6%

Best for

Retail and casual workers comparing large low-fee default funds — Growth is Rest's MySuper default.

Watch out

The Growth option holds more growth assets than many funds' "Balanced" defaults, so compare like-for-like.

Visit fund Check source

1-year performer

Raiz Super

Moderately Aggressive

1-year return

12.4%

10-year p.a.

—

Best for

People researching the strongest recent balanced-index performer in the SuperRatings list.

Watch out

A top 1-year return is not the same as a long-term track record.

Visit fund Check source

Indexed option

Hostplus

Indexed Balanced

1-year return

12.0%

10-year p.a.

7.8%

Best for

People who want to compare indexed balanced exposure with a published long-term record.

Watch out

Indexed options can still move sharply when share markets fall.

Visit fund Check source

Super performance disclaimer

Past performance is not a reliable indicator of future performance. Super fund choice should also consider fees, insurance, services, investment risk, and your personal circumstances.

Definitions

Concessional contribution: A before-tax super contribution, including employer Superannuation Guarantee payments and salary-sacrifice amounts, taxed at 15% inside the fund rather than your marginal income tax rate; capped at $30,000 per year from 2024-25.
Non-concessional contribution: An after-tax personal contribution to super that has already been taxed at your marginal rate and therefore enters the fund tax-free, subject to an annual cap of $120,000.
MySuper: A simple, low-cost superannuation product that funds must offer as a default investment option, meeting standardised requirements on fees and investment strategy set by APRA.
Investment option: The portfolio strategy within a super fund (such as growth, balanced, or conservative) that determines the mix of growth and defensive assets and therefore the risk and expected return profile.
Superannuation Guarantee: The mandatory employer contribution to super, set at 12% of ordinary time earnings from 1 July 2025, legislated to rise in future years.

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