Free no-login calculator
Enter your holdings, purchase dates and expected sale prices to estimate taxable capital gains, Medicare levy impact and after-tax earnings.
Whole portfolio CGT
This calculator handles one sale situation at a time. With an OpenFolio account, broker CSV import lets OpenFolio rebuild your portfolio parcels for a financial year and compare FIFO, LIFO and minimise-gains strategy estimates across real trade data.
Import broker CSVs in OpenFolioChanging 1 July 2027
From 1 July 2027 individuals, trusts and partnerships get cost base indexation and a 30% minimum tax rate instead. Gains that accrue before that date keep the 50% discount, so anything held across the changeover has its gain split between two sets of rules.
What changes, and what it means for your records →Calculator boundaries
Property, including the main residence exemption
SMSFs and super funds (different rate and a one-third discount)
Companies and trusts
Seniors and pensioners tax offset thresholds
Family Medicare levy thresholds
Medicare levy surcharge
HELP/HECS repayments
Small business CGT concessions
Apportioning the CGT discount across a change of residency
Crypto staking rewards and airdrops, which are ordinary income when received and not CGT
Crypto received for employment or services
Crypto gifts and donations
Lost or stolen crypto assets
NFTs
Anyone carrying on a business of trading crypto rather than investing
The crypto personal use asset exemption is not covered by this tool
Australian CGT calculator
OpenFolio keeps trade parcels, cost base, realised gains, losses and financial-year records together for Australian investors.
Lodging for the first time? Read the step-by-step Australian tax return guide.
5
parcel matching views including FIFO, LIFO and min-gains
12m
holding-period awareness for the CGT discount
FY
financial-year summaries for accountant review
Parcel tracking
OpenFolio keeps acquisition dates, quantities, costs, fees and disposals connected so CGT estimates can be rebuilt from the underlying records.
Strategy comparison
Different parcel matching methods can change the estimated gain or loss. OpenFolio helps you compare common strategies, then take the record to your accountant for review.
Australian context
Australian investors need financial-year summaries, 12-month discount awareness, dividend and franking context, and clean exports. OpenFolio keeps those records in the same place.
Questions
OpenFolio estimates CGT from the trade records you provide. It tracks parcels, cost base, disposal proceeds, holding period and selected matching method, then shows estimated realised gains and losses for review.
Australian resident individuals may be eligible for a 50% CGT discount when a capital asset is held for at least 12 months before disposal. OpenFolio can flag parcel age, but users should confirm eligibility with a tax professional.
FIFO matches disposals against the oldest available parcels first. LIFO matches disposals against the newest available parcels first. OpenFolio lets users compare strategies as estimates before relying on professional tax advice.
No. OpenFolio is record-keeping and calculation software. CGT outputs are estimates based on user-provided data and should be checked against source records and professional advice before lodging a tax return.
Early access
Join early access and bring your portfolio, tax, dividends, super, cash, assets, and debt into one Australian wealth dashboard.